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Open banking.

For everyone.

The modern way to pay and get paid.

OUR MISSION

To lead the way in creating a safe, transparent and efficient Open Banking network, that benefits all Kiwi consumers and businesses. 

A mobile phone displaying an Open Banking interface

OUR SOLUTIONS

Simple, secure and affordable.

Our future-ready solutions leverage the latest Open Banking technology to provide fast, secure and cost-effective payment and data options.

At every stage our Open Banking APIs conform to Payments in NZ API Standards.

ECOMMERCE

Qip PayBy

Allows businesses to accept payments directly from a customer's bank, on their online store or app.

Available as a Hosted or Embedded solution.

'Approve each time'

RECURRING

Qip SetPay

Allows businesses to automatically deduct recurring payments from their customers' accounts.

A modern alternative to traditional Direct Debits.

'Paying  bills regularly'

CONNECTIVITY

Embedded

Allows businesses to control the client payment experience at all times, in their own environment.

A white-labeled payments delivery service for large businesses.

'Embed payments services'

OUR COLLABORATIONS

Who we work with.

Explore collaborations contributing to our mission of reshaping New Zealand's financial ecosystem.

Each relationship powers our promise of delivering the most simple, secure and affordable Open Banking solutions.

A number of NZ based bank logos
A number of NZ based bank logos
A number of NZ based bank logos
Westpac Logo

WHY QIPPAY

Opening up strategic advantage.

We provide the most competitive payment acceptance and data services in the market, to help our clients gain market share.

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Lower Transaction Costs

We save our clients thousands of dollars per annum. There are no costs to consumers, whether direct or indirect (e.g. credit card fees).

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Reduced Risk of Fraud

Consumers are in full control and pay seamlessly and securely via their banking app. Unlike Screen-scraping we have no access to your customer's banking credentials.

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Ease of Switching Providers

Our solutions are built using agreed industry standards so that clients can move easily and with minimal costs. Clients stay with us because we are the best in the market, not because it is too hard to change.

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Elevated Client Experience

There is no need for consumers to remember card details or bank account numbers. Our payment UX is simple and intuitive to navigate, leading to less cart abandonment.

OUR SECURITY

Security by design.

At Qippay, your confidence and trust is our top priority. 
 

As an ISO/IEC 27001 certified company, we adhere to the highest standards of information security, ensuring your data is protected at every stage.

ISO 27001 Certified logo

Ready to get started?

Partner with us for tailored strategies and exceptional support in navigating the Open Banking landscape.

Latest Updates.

1 December 2024

ISO Certification: Building Trust in a Digital World

In an era where digital transactions are at the heart of global commerce, trust is no longer a luxury—it’s a necessity.

11 November 2024

Qippay Partners with another Major Bank & Achieves ISO 27001

Qippay completes Open Banking agreements with major New Zealand banks, Secures ISO 27001  2022 Certification AUCKLAND, New Zealand –...

9 September 2024

Open Banking: A Potential Game Changer for the Insurance Industry

In today’s digital age, the financial industry is undergoing a significant transformation with the advent of open banking.

8 September 2024

The Future of Payments

Transforming Payments in NZ: The Power of Open Banking and Embedded Payments In today’s rapidly evolving digital landscape, the way we...

8 May 2024

ASB Partners with Qippay and Joins the Open Banking Movement in New Zealand

What does this mean for Customers and Merchants? We are delighted to announce that ASB Bank  has joined our family at Qippay, marking a...

OUR CLIENTS

“Qippay clearly understood the issues we were facing into and delivered an elegant payment solution to give our customers confidence during a period of significant change” 

Migara Kaluwila, CEO, Director of Teleservices New Zealand

OUR INDUSTRY

Open for business.

Open banking is transforming the financial landscape in New Zealand, offering exciting opportunities for businesses and consumers alike. 
 

By enabling secure access to financial data and fostering seamless integration between banks and third-party providers like Qippay, Open Banking empowers consumers to take greater control of their finances.
 

It also provides businesses with new possibilities to streamline operations, enhance payment solutions and deliver personalised services.

67%

Consumers are open to trying Open Banking solutions.

$330bn

Open Banking transactions by 2027.

27%

Annual growth in Open Banking market value through to 2030.

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