Welcome to Qippay - Your Gateway to Secure Open Banking

Welcome to Qippay - Your Gateway to Secure Open Banking

Open Banking Brings Secure, Fast and Inclusive Financial Opportunities to Kiwis

At Qippay, we are at the forefront of revolutionising financial transactions in New Zealand. Our ethos is built upon a foundation of Open Banking, a principle that stands for inclusivity and equitable access to financial opportunities for all Kiwis. We’ve taken it upon ourselves to demystify and simplify one-off and automated recurring payments, making them more accessible than ever before.

Read more about us
Payment Gateway

An easier way to get paid


Embracing Security and Trust

No Screen Scraping, Only Bank Approved Access

We prioritise the security and privacy of our customers. That’s why we strictly refrain from using or supporting screen scraping. We firmly believe that customer banking credentials should never be shared with third parties, as it poses significant security risks.

Screen scraping exposes users to potential data breaches, as the third party gains access to all sensitive banking information without proper safeguards. Consumers are left in the dark about how this data is stored and whether it could be accessed by unauthorised individuals.

Instead, Qippay takes a proactive approach by working closely with banks and undergoing a rigorous screening and approval process.

We strive to offer the highest level of security for our customers and are proud to be contracted and approved by each bank we work with, ensuring a safe and reliable payment experience for all our valued customers.


24/7 Support

We take pride in providing exceptional customer support to our valued users.

Our dedicated team of Kiwis are available 24/7, ensuring that all your questions and queries are promptly addressed with a local touch.

Whether you need assistance with payments, account inquiries, or any other concerns, our knowledgeable and friendly support staff is just a phone call away. Rest assured that when you reach out to us, you’ll be speaking with fellow Kiwis who understand your needs and are committed to delivering top-notch service. Your satisfaction is our priority, and we are here round-the-clock to ensure a smooth and seamless experience.


Fast, secure, and affordable

One of New Zealand’s first open banking payment gateways

Our cutting-edge open banking solutions are the gateway to fast, secure, and affordable payments for Kiwi organisations. Our platform revolutionises the way organisations transact, providing seamless and lightning-fast bank-to-bank transfers that eliminate cumbersome delays and high transaction costs.

Open banking empowers Kiwi organisations to access real-time financial data securely, ensuring more informed financial decisions.

Our user-centric approach ensures a smooth and intuitive payment experience, while robust security measures guarantee the utmost confidentiality and data protection.

Whether it’s making recurring payments, receiving donations, or streamlining financial operations, Qippay’s open banking solutions redefine payment efficiency for the better, fostering financial growth and prosperity for organisations across New Zealand.

Empowering Kiwi Organisations with Open Banking

The power of Open Banking lies in its ability to democratise finance. Whether you’re a small start-up or a large corporation, our Open Banking APIs are designed to meet your needs. We pride ourselves on providing a service that’s not only robust but also built with a conscience. With Qippay, you’re choosing a partner that values responsible, transparent, and purposeful financial conduct

Innovative Solutions for Today’s Financial Challenges

Innovation is the lifeblood of Qippay. We’re constantly pushing the boundaries to bring you services that are not just innovative but also agile. Our solutions are tailored to keep pace with the rapid merchant services changes in the financial sector, ensuring inclusive payment methods for Kiwi’s to keep them ahead of the curve

Secure Transactions at Lightning Speed

Our commitment to security and efficiency is paramount. By forging strong contracts with banks, we ensure each transaction maintains the highest level of security while actioned at incredible speed. It’s our aim to equip organisations across New Zealand with the most advanced and secure payment solution, making Open Banking not just a concept, but a tangible reality that offers hassle-free and cost-effective payment processing.

Find out more
‘Qippay’ Features


How Are We


How Much You Can Save

Are you aware of the average monthly amount your business processes through credit cards? Or the percentage of transaction fees currently being paid? Perhaps there’s a monthly service fee you’re shouldering. Input these figures into our calculator, and let’s reveal the true cost of credit card fees on your business — and how much you could save per month and year with Qippay.

Get in touch with us regarding enterprise pricing.

Saving Calculator

How much money do you typically process every month?


Average transaction fees are you paying (%)


Your monthly service fee


Savings per month


Savings per year


Stay ahead of the curve, with Qippay.

Find out more

In today’s fast-paced world, consumers are seeking convenience and freedom when it comes to payment options. They no longer want to be restricted to cash transactions and are increasingly drawn to the versatility, facility, and flexibility offered by alternative payment methods.

Once consumers embrace the benefits of open banking, they rarely look back at traditional payment systems. The ease and efficiency of open banking make it the preferred choice for making purchases. As a business owner, it’s crucial to align with your customers’ preferences to stay competitive in the market.

At Qippay, we understand that consumers want to support local businesses. That’s why we believe that accepting open banking payments is the best way to maximize your earning potential. By embracing open banking, you can take control of your cash flow and expand your customer base.

With our innovative solutions and user-friendly platform, Qippay empowers businesses to thrive in the evolving digital landscape. Our secure and seamless open banking system ensures that your customers can make payments conveniently with their preferred payment method.

Don’t let outdated payment systems hold you back. Join the open banking revolution with Qippay and position your business at the forefront of innovation. Take the lead in providing the payment experience your customers desire, and watch your business soar to new heights of success.


Contact Qippay – Join the Open Banking Revolution

Are you ready to experience the future of financial transactions? Embrace the ease and security that comes with Qippay’s Open Banking solutions. To find out more about how we can help your organisation, don’t hesitate to get in touch. Reach out to us by calling or submitting the contact form on our contact page. Our team is ready to support you in navigating the Open Banking landscape.

Transform your financial transactions with Qippay today and take a step towards a more inclusive and financially empowered New Zealand.

60 %

of people prefer contactless payments.


Worldwide user of open banking in 2020


forecasted open banking user by 2024
Latest News

ASB Partners with Qippay and Joins the Open Banking Movement in New Zealand

Read More

How Open Banking Can Unlock Customer Loyalty and Revenue Growth

Read More

Qippay’s Landmark Partnership with Westpac NZ

Read More