OUR SOLUTIONS
Simple, secure and affordable.
Our future-ready solutions leverage the latest Open Banking technology to provide fast, secure and cost-effective payment and data options.
At every stage our Open Banking APIs conform to Payments in NZ API Standards.
WHY QIPPAY
Opening up strategic advantage.
We provide the most competitive payment acceptance and data services in the market, to help our clients gain market share.
Lower Transaction Costs
We save our clients thousands of dollars per annum. There are no costs to consumers, whether direct or indirect (e.g. credit card fees).
.png)
Reduced Risk of Fraud
Consumers are in full control and pay seamlessly and securely via their banking app. Unlike Screen-scraping we have no access to your customer's banking credentials.
.png)
Ease of Switching Providers
Our solutions are built using agreed industry standards so that clients can move easily and with minimal costs. Clients stay with us because we are the best in the market, not because it is too hard to change.
.png)
Elevated Client Experience
There is no need for consumers to remember card details or bank account numbers. Our payment UX is simple and intuitive to navigate, leading to less cart abandonment.
15 August 2025
Why should retailers still have to choose between cost, convenience, and security?
For years, payment processing has been one of the highest and most unavoidable costs for New Zealand retailers. Studies show Kiwi merchants pay more on average than retailers in many comparable countries, including Australia and the UK. Often, these costs are passed on to customers as surcharges. Over the last decade, a wave of new companies has offered cheaper ways to pay - but none have truly solved the trade-off between Convenience for customers Security of payments Cost to the merchant...
18 May 2025
Variable Recurring Payments (VRP): The Future of Smarter Payments for Kiwi Businesses
In a world where customers demand more control, flexibility, and security, traditional direct debits are starting to feel… outdated. As Open Banking reshapes New Zealand's financial landscape, Variable Recurring Payments (VRPs) are emerging as a smarter, safer alternative to direct debits. For SaaS companies, utilities, insurance providers, and subscription businesses, VRPs offer a new way to build trust, reduce churn, and deliver better customer experiences all while keeping security and...
11 May 2025
Why SaaS and Open Banking Are the Perfect Match for Kiwi Innovation
The future of finance is happening now and for SaaS companies in New Zealand, Open Banking isn’t just another tech trend. It’s a powerful opportunity to create smarter, more secure, and more valuable customer experiences. As the conversation around Open Banking heats up across New Zealand in 2025, forward-thinking SaaS businesses have a unique chance to lead. This isn’t about the technology itself, it’s about the value Open Banking can unlock: simpler payment experiences, lower costs, better...
19 February 2025
How Open Banking Can Benefit the Public Sector in New Zealand
New Zealand’s public sector is under constant pressure to improve efficiency, reduce costs, and enhance service delivery. As digital transformation continues to accelerate, the need for secure, transparent, and cost-effective financial transactions is greater than ever. Open Banking offers an opportunity for government agencies to modernise their financial infrastructure, streamline payments, and improve citizen services. To this end, we are delighted to see the New Zealand Inland Revenue...
OUR INDUSTRY
Open for business.
Open banking is transforming the financial landscape in New Zealand, offering exciting opportunities for businesses and consumers alike.
By enabling secure access to financial data and fostering seamless integration between banks and third-party providers like Qippay, Open Banking empowers consumers to take greater control of their finances.
It also provides businesses with new possibilities to streamline operations, enhance payment solutions and deliver personalised services.
67%
Consumers are open to trying Open Banking solutions.
$330bn
Open Banking transactions by 2027.
27%
Annual growth in Open Banking market value through to 2030.