Facilitating credit card payments seems like too much of a challenge for many small businesses. The accumulation of merchant costs adds up to be too steep, so many business owners settle on cash-only payment solutions. However, it is time to open up your business to online payment methods NZ to earn a profit in the digital age.

As early as possible, carefully consider your payment options. Spend some time looking into how your business could benefit from offering online payments. With only 2% of Kiwi money circulating in cash form, it is time to move on from restricting your payment options to traditional methods.

Our reliance on credit cards is increasing all the time. Contactless and digital payments are so popular that customers expect to see them everywhere. To ensure that you’re intentionally facilitating sales, we recommend having a range of payment options available for your clients.

Take payments online for free with Qippay

Qippay started with a group of small business owners and finance and IT experts sitting around a table discussing how to make it easier for businesses to thrive in challenging times.

The high cost of transaction fees makes it extremely difficult for small businesses to accept credit card payments as a viable option. However, we have worked out a way for small businesses to accept credit payments online without a merchant account and without absorbing the fees.

With Qippay, you can take control of your cash flow, bring in more customers, and make a profit without worrying about losing money when you get paid.

Qippay Accept

You can accept payments online by credit card at no cost to your business. Our services operate by transferring the fees you would normally get charged in each transaction to your customer. Alternatively, you may wish to talk to our team about the split fee option.

Save yourself the trouble of dealing with painstaking rigmarole with banks, arranging time-consuming and expensive payment options. We have all the hardware sorted, making signing up easy for you.

All you have to do is download our app, sign in for free, and send invoices online with Qippay Accept. Your customers will get directed to an easy payment gateway with one click. They choose a payment method and avoid the trouble of bank transfers or cash payments when they pay you.

Instead of paying thousands of dollars a year on transaction fees, you can save this money by transferring the burden to your clients. When broken up into tiny chunks, it is far easier for everybody if your consumers pay your fees.

Boosting small businesses with Qippay

Compared to larger enterprises, credit card fees have a more significant impact on small businesses. It is difficult enough to compete with wealthier companies, let alone while getting hamstrung by high fees.

Since bigger businesses find it easier to cover merchant fees, it was challenging before for small businesses to make ends meet, let alone now. The number of local enterprises that grew in 2019 had halved by the end of 2020.

In the Covid-19 economic climate, it is getting harder and harder for small businesses to stay afloat. Small businesses are essential not just to support the livelihood of individuals but also to boost our country's economy. At Qippay, our top priority is to keep your business running even when the going gets tough financially.

Many small businesses operate without using credit card services because, when trade is good, it seems easier to make a profit than it would when facing transaction fees. However, we are living in economic times that simply do not accommodate cash-only payment methods.

The way forward is by facilitating online payment methods NZ.

Online Payment Methods NZ

The benefits of credit cards

The ability to make payments online makes a massive difference in the world of Covid-19. The use of digital technology increased significantly during lockdowns. Post-pandemic businesses are setting up more easily accessible payment options for their customers.

Consumers spend more via credit cards because the loss in money feels less tangible than cash payments. When you accept payments online, all your customers will see is a number, thereby spending 15% more on average. The extra cost presented by our Qip payment gateways balances with the more liberal spending habits of credit card users.

Your customers are far more likely to pay via credit card than cash, even if the service costs a little more, because of how easy they are to use. With credit cards, consumers now can make purchases online, never having to leave their home, look for cash to pay with, or bother with bank transfers.

Use Qippay so your business can thrive

When you broaden your payment options to accept credit cards in person and online, you will attract more customers than ever.

Your customers will happily go with the slight extra charge when using Qippay Accept when they can use more effortless payment options. They no longer have to worry about bank transfers, archaic cheques, or fumbling around for cash. Even in-person payments can be a thing of the past with our help.

Once consumers open up to online payments and use credit cards, they are unlikely to turn back to traditional methods. The best way for your business to make money is to find online payment methods in NZ because the easiest way to make purchases will almost always be the one your customers use.

While it might seem more straightforward for your business to make a profit when avoiding credit card options, the opposite is true. Look hard at credit card solutions, and you will find that you can skip merchant fees altogether, thereby bringing in far more money with Qippay. Consumers don’t want to be restricted to cash options anymore, and they will get put off by a lack of versatility, facility, and flexibility.

With Qippay Accept, you can overcome the challenges of merchant fees and the domineering presence of large enterprises. When you accept credit card payments at no cost to your business, you could gain a broader customer base, save thousands of dollars a year, and make it easy for your consumers.

Don’t wait for credit card fees to be reined in; skip them altogether! Qippay is here to help your business succeed.